January 2027 intake is open at most UK universities. Get an Express Offer in days
Oasis Funds

Education loans from lenders who understand international study.

Once you hold an offer we introduce you to education lenders in India, Nigeria, Pakistan, Bangladesh and the UK, help you prepare the file, and the lender pre-approves in days. Loans are provided by the lender under its own terms; Oasis does not lend money and does not charge you for the introduction.

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Why us

What our loan desk does

  1. Matches you to lenders that accept your country, course and collateral position
  2. Prepares the file the lender wants: offer letter, fee schedule, co-applicant documents
  3. Pre-approval usually within a few days of a complete file
  4. Sanction letters that visa offices recognise as proof of funds
  5. No service charge to you
Your options

Three kinds of loan

Unsecured, no collateral

Up to about £25,000 to £40,000 depending on lender, course and co-applicant income. Higher interest, faster process. Best for one-year master's at recognised universities.

Unsecured with co-applicant

A parent or guardian as co-applicant increases the amount and lowers the rate. The most common structure for our students.

Secured against property or deposits

Larger amounts, lower rates, longer process. Suits multi-year degrees and higher-fee courses such as medicine and MBAs.

How it works

Six steps

Tell us the requirement

Course, fees, country, how much you need and by when.

Free consultation

A loan advisor explains the options for your country and collateral position.

Eligibility and shortlist

We check which lenders will accept your file and at what terms.

Documents

A checklist for you and your co-applicant, then submission to the lender.

Assessment

The lender assesses and issues a sanction letter, usually within days.

Disbursement

Funds paid to the university or to you as the lender's terms require.

Stories

From students who used the service

Placeholders until real students' words replace them.

★★★★★

“The loan was the part I dreaded. They introduced me to a lender who understood the UK CAS process and I had pre-approval in four days. The university had the money before my visa appointment.”

SS
Sample studentPakistan to Ireland, MSc Computing
★★★★★

“I applied in October for a January start and assumed it was hopeless. Express Offer came back in two days, the CAS in three weeks, and I started on time.”

SS
Sample studentBangladesh to United Kingdom, MBA
★★★★★

“What I appreciated was being told no. Two of the courses I wanted were not realistic with my grades and they said so, then found me one that was, with a placement year.”

SS
Sample studentKenya to United Kingdom, BSc Business

Ready to fund your degree?

Speak to a loan advisor once you have an offer, or before if you want to know what is possible.